There are two different Social Security Disability programs available: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). If you cannot work because of a disability, you may be eligible for one or both of these programs.
The Difference Between SSDI And SSI
When people think of Social Security Disability benefits, they typically think of SSDI. As the name indicates, this is essentially an insurance program. There are two key criteria that make you eligible. First, you have to meet the Social Security Administration’s definition of being disabled. Second, you must have worked for a sufficient period of time and contributed an adequate portion of your wages to the Social Security system. SSDI provides monthly payments based on your average wages. You also receive Medicare coverage.
SSI is funded by general tax revenue, rather than contributions to the Social Security system. In order to qualify, you must still meet the Social Security Administration’s definition of being disabled. You must also have limited income and resources. SSI provides monthly payments based on a fixed federal benefit rate (FBR), minus countable income. Not all income is considered countable income. You also receive Medicaid coverage.
Determining which Social Security Disability program you are eligible for is no simple task. At Leticia A. Gonzalez, Attorneys at Law, we take great care in reviewing your case. We will look over your work history and contributions to the Social Security system. We will gather your medical records and documentation pertaining to your injury or illness, creating a case that shows you meet the Social Security Administration’s definition of being disabled. We want to make certain you apply for the correct type of disability benefits.
With more than a decade of experience serving disabled people in San Antonio and throughout Texas, we know the care that needs to be taken to get results in these cases.
Learn More About The Different Programs In A Free Consultation
Our lawyers are happy to discuss the distinctions between the two Social Security Disability programs. We can help you pursue the benefits you need. 210-558-7416 oremail us today.